Paul Scaturchio.
Paul invests his own money the same way he invests yours.
The philosophy you’ll read on this site isn’t theory pulled from a textbook. It’s how Paul invests for himself and his family — reading the cycle, taking conviction positions in property and shares when the timing aligned, and sitting on his hands when it didn’t. Every client portfolio reflects the same thinking.
Long before the 18.6-year cycle became a more public framework in Australia, Paul was already using it — not as theory, but as the operating system behind his own buying and selling decisions. He’s lived through the recovery, ridden the mid-cycle expansion, and now finds himself doing what he believes the data and the framework both point toward: positioning carefully into the late stages, with a clear sense of what comes next.
That’s the conversation he wants to have with clients. Not “here’s a model portfolio.” Not “let’s tick the risk-profile box.” A real conversation about where we are, what the cycle is telling us, and how to actually build wealth across the phases — in property, in shares, and in the structures that hold them.
How Paul invests his own money
Paul has used the land cycle to make real investment decisions in his own portfolio — in property and in shares. He’s bought when conviction said buy. He’s been patient when the framework said wait. He doesn’t recommend anything to clients that he hasn’t lived through, stress-tested, or already done himself.
It’s not a coincidence that his client work reflects the same instincts. Real assets when real assets make sense. Defensive bias when valuations stretch. Conviction managers who can move with the cycle rather than against it. Structures that compound after tax, not just on paper.
The practitioner
Paul has worked in finance for over 25 years, including a stint in London prior to and during the Global Financial Crisis. As a financial adviser in Melbourne for over fifteen years — across superannuation, retirement, investment portfolios, SMSFs and intergenerational structuring — he’s helped business owners restructure how they hold their wealth and walked pre-retirees through the cashflow modelling that lets them make work optional. More importantly, Paul educates his clients so their financial literacy rises alongside their wealth.
The depth of that practice is what makes the philosophy work. A view on the cycle is only useful if you also know how to translate it into a Statement of Advice, an investment bond, an SMSF allocation, or the right superannuation contribution strategy. That’s the day job.
Outside the office
Paul currently lives in Melbourne with his wife Naomi and their two daughters. He’s about to embark on a transition from Melbourne to Malaysia to give his family a broader cultural experience. His family and long-standing clients remain in Melbourne, and Paul will continue to offer financial planning services from Malaysia to ordinary Australians who want to target higher returns than inflation.